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Starter Homes

PHASE 3

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These 600 sq ft Modular homes have been designed to enable clients to build in stages and are ideal for the ‘Starter Homes’. Houses can be built progressively with small loans that must be paid before the next stage of the house is built. These new housing methods are effective and often more suitable for low-income families and would be a perfect starter homes for some of the women that have been through the ‘The WISH Center’ program.

These Modular homes have been designed to enable clients to build in stages and are ideal for the ‘Starter Homes’.
 
 

.These Modular homes have been designed to enable clients to build in stages and are ideal for the ‘Starter Homes’.

Following the Habitat for Humanity model UCT seeks to bring relief to hundreds of women in Barbados that may otherwise live on the streets or end up in prostitution. This program is not a giveaway program. In addition to the monthly mortgage payments, homeowners invest hours of their own labor (sweat equity) into building their home and the houses of others within the community.
The homeowners’ monthly mortgage payments will be used to keep 'The WISH Center' self sufficient. Mortgages will be assessed on a sliding scale depending upon their income with a ceiling of US $300 per month.

Purchase plan:

UCT seeks to partner with the local Trust funds, European Trusts, Churches and other NGO's to purchase land from Fortesque plantation, (adjacent to the ‘Women’s Inner Healing Center’ ) and erect the first 'Starter Homes'

The families/women will be identified from 'The WISH Center'. They will enter into a contract with UCT to commit to pay back the cost of the house over a 10 year period as an interest free loan. No deposit is required for the house but they will need to pass the interview and sign the legal contracts to agree to repay the cost of the house with a maximum rent of US $300 per month.

This money will enable UCT to continue to support 'The WISH Center'. and even build further modular homes in the future. It will also enable these once abused women to regain their self respect and dignity as they become home owners instead of receivers of charity.

 
 
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